The banking and financial services sector in India has been undergoing a two-fold supply-side transformation: a thrust on opening of bank accounts alongside Aadhar and Mobile linkage, and the accelerated integration of digital solutions within the core banking processes. The policy initiatives around opening of bank accounts have remarkably reduced the number of those with […]

DFS can expand the delivery of basic financial services to the low income segments through innovative technologies such as mobile-enabled solutions, electronic money models and digital payment platforms. The move to ‘Digital’ transactions, therefore, is being seen to benefit not only the low-income clients but also the economy at large by lowering of costs. And […]

Microfinance sector has been instrumental in serving the underprivileged communities for over two decades now. Despite the good work done, in 2010 the sector witnessed a great upheaval which subsequently led to the need for a regulatory framework. Since 2010, the sector has witnessed positive changes primarily due to the strong support of Government, Reserve […]

Titled ‘A Poverty Lens on Financial Inclusion’, this report is an initiative of Grameen Foundation in partnership with EDA to understand the poverty profile of microfinance clients in the state of Karnataka, with an aim to get better insights and an understanding of the outreach of microfinance in the state. 04 July 2013 Click here to […]